Jane Kim is running for California insurance commissioner. But she doesn’t know why.

The former San Francisco supervisor sat down for an interview with Sacramento’s KCRA, and was asked, quite simply, whether she had any relevant experience.

Answer: Word salad.

So KCRA’s Ashley Zavala asked again, and again.

Answer: Word salad, with word salad dressing.

Zavala then asked Kim: “If you are elected, what would be your first action as state insurance commissioner?”

Her answer, verbatim:

“Well, my first action wouldn’t be that sexy. Um, I, um, essentially am running to be a head of a state agency. And so we would have to invest our time getting to know the organization, the senior leadership, and how it functions.”

Hello? Shouldn’t you know about that before you run?

Kim showed no sense of urgency, no understanding of the insurance crisis that is affecting everyone in California who owns property or hopes to buy it.

The state’s home insurance market is collapsing, thanks to wildfires, and a thicket of regulations that is forcing insurers to leave.

You can blame “climate change” if you want, but regardless, you have to want to do something more than replacing the name on the office door.

Ask anyone who went through the Palisades Fire or the Eaton Fire. Many had their policies canceled. And many are still fighting with insurance companies to get what they are owed.

Ask Ben Allen, a fellow Democrat and Kim’s rival in the race.

Download The California Post App, follow us on social, and subscribe to our newsletters

Allen represents the Pacific Palisades, and led an effort in the state Legislature to get rid of the dreaded “list” — the itemization of lost possessions that many insurance companies demand before they will pay a penny.

Allen did not get rid of the list entirely, but his law at least established a new minimum of 60% payouts before itemization.

The outgoing insurance commissioner, Ricardo Lara, did almost nothing to help the fire victims. Lara was supposed to be a cautionary tale about how not to run the office. 

Based on her interview, Kim seems to regard Lara instead as an example to follow.

Perhaps Kim, a former Bernie Sanders staffer, hopes to coast to victory with help from the “progressive” base.

But insurance commissioner is not an office for dilettantes. It’s not just a stepping stone to bigger things.

It’s a crucial job. And California deserves someone in the role who knows why they are there.