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Sitting in a semicircle around their teacher, Gerri Kimble, students at Hoover High School near Birmingham, Alabama ponder a high schooler dilemma: What to do with their part-time job paychecks. These teens say they’re buying loaded teas, filling the gas tank — and investing.

“I put it in index funds, like S&P and then QQQ and VOO,” says junior Darshan Parmar. Kimble asks if his parents do the actual investing. Parmar says he does it himself.

One student puts 70 percent in his Roth IRA. Another contributes to a 401(k). A third says he invests directly in stocks.

“Oh you watch the markets?” Kimble asks. “Love it.”

These students are among the first in the country to take a newly created Advanced Placement Business with Personal Finance course. The class is offered for the first time this year at more than 1,500 high schools across the country.

AP courses are college level classes offered in high school. Enrolled students can take an exam in order to earn college credit. Typically, these credits are for canonical subjects like English, history and chemistry.

Students at Hoover High School’s AP business class however get lessons on management and finances. They learn about the outside factors that can make or break a business – political, economic, social, technological, environmental and legal.

“It’s a foundational piece of business that we’re learning,” says senior Bramley Williams.

Teacher Gerri Kimble monitors her AP Business with Personal Finance class as they work on an assignment about the outside factors that affect people’s and businesses’ bottom line at Hoover High School on October 6, 2026.

Stephan Bisaha

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Stephan Bisaha

Business is the new liberal arts

“Business is the constant learning of adaptation,” says David Coleman, CEO of the College Board, the organization that creates and develops advanced placement courses for public and private schools across the country. The group also manages and administers the SAT. It created this business course because students said in AP surveys that they want to turn their ideas into jobs.

The class is designed to appeal to students who might be drawn to a more practical curriculum than a more theoretical subject such as AP economics, which was already and still is offered at high schools like this one.

Yet Coleman still considers business a new part of the liberal arts, arguing it’s as important for preparing students for the world as core areas of study like math and history. Coleman says this kind of pedagogy that mixes the practical with the theoretical “could not be more useful today.”

AP Business with Personal Finance teacher Gerri Kimble talks with students about their part time jobs and saving their earnings at Hoover High School on October 6, 2026.
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High schools are increasingly including lessons on finance

The AP course is part of a trend towards more curriculum in US high schools focused on money and finance. Thirty nine states this year require a personal finance class to graduate – four more than two years ago according to the Council for Economic Education.